Frugal February… A Different Take, One That’s Sustainable.

Many use Frugal February as a month to not spend. While noble, how sustainable is this for improved outcomes Instead, let’s discuss actions that provide yearlong benefits plus a better time to start.

Financial Aid Changes To Impact This Fall’s College Applications.

Congress has created the “FAFSA Simplification Act”, which makes the upcoming 2024-2025 college admissions process a complicated mess.

Never ask, “Where do you want to go to college?”

Take control, don’t be another victim to make your teen happy… spending won’t make them happy.

Enjoy Every Sandwicher Moment.

This month celebrates those caring for their young children and aging parents simultaneously - Sandwichers.

Estate Planning, Investing, Retirement Planning, Tax Planning, Your $ Your Independence, Budgeting, College PlanningGlenn BrownJuly 2, 2022Aging Parents, attorney, Elder Care Law, Tax Planning, Capital Gains, Best Practice, Beneficiaries, Budget, Debt Management, Probate, College, children, Cash Flows, Caring for aging parents, Local Town Pages, Daycare, Medicare, Dependent Care, Long-Term Care, Health Care, Medical Expenses, Death Tax, Guardianship, guardians, Estate Planning, Estate Tax, Entitlements, family, Focus on your why, Financial Planning, grandchildren, Goals, Giving, Gifting, Savings, Teenager, Health, Health Insurance, Home Ownership, Inflation, Investing, inheritance, Raising Kids, Kids, Markets, Will, Life Insurance, College Planning, Multi-Generational Planning, Mortgage, Minors, Income Streams, Investment Management, Joy, House, Portfolios, Social Security, Priorities, Spending, tax planning, Trusts, Total Return, Trustee, taxes, Your Money Your Independence, Education

Resolutions Gone Bad: Rein In Your New Year.

How to make financial resolutions that lead to successful planning outcomes.

Your Teen Working This Summer? Fund Their Roth IRA.

Roth IRA for Kids can save for retirement, qualified educational expenses and introduce personal investing.

Your HS Junior know EFC, NPC or Merit? They should.

College Planning is more than 529s and student loans, focus on how to take less of each.

Would’ve, Could’ve, Should’ve… But Did You?

Instead of talk of the future, act on the constants - change and time.

Your $ Your Independence, Tax Planning, Small Business, Retirement Planning, Retirement, PlanDynamic, Investing, Insurance, Estate Planning, Debt Management, College Planning, BudgetingGlenn BrownJune 30, 2020Aging Parents, Asset Allocation, Sandwichers, Capital Gains, Tax Planning, Savings, Student Debt, Small Business Owners, Student Loans, Budget, Best Practice, Rebalancing, Debt Management, College Planning, children, College, Caring for aging parents, Economy, Goals, Employee Benefits, Focus on your why, Financial Planning, Fee-Only Fiduciary, Education, Guardianship, Mortgage, Health, Healthcare, Home Equity Line of Credit, HELOC, IRAs, Investing, Investment Management, IRA Withdrawals, 401(k), Raising Kids, Work Benefits, Kids, Local Town Pages, Markets, Interest Rates, Income Streams, Total Return, Portfolios, Priorities, Refinancing, Retirement, Roth IRA, Roth Conversion, Estate Planning, Traditional IRA, Your Money Your Independence, Dividend Growth, Tax-Loss Harvesting, Yields

Ch-Ch-Changes - Turn And Face The Strange

CARES Act legislation impacting 2020 tax laws, provisions and deadlines.

Selecting Colleges: Lead, Don’t Be Led

“We’ll find a way” means debt, poor ROI and impaired retirement.

College Planning, Retirement Planning, Your $ Your IndependenceGlenn BrownAugust 1, 2019Best Practice, College Planning, children, Education, Financial Planning, Financial Aid, FAFSA, EFC, College, Net Price Calculators, 529, NPC, Teenager, ROI, Tuition

Are you a Sandwicher? Embrace it!

In planning for 3 generations, ways to embrace communication and change.

Lists for sun, fun and rainy day funds.

Define your needs, seeds, wants and “what was I thinking?!”.

Guard(ian) Your Blindside

Who ensures your child’s continued growth? It’s not the insurance.

Estate Planning, Insurance, Your $ Your Independence, College PlanningGlenn BrownApril 30, 2019Estate Planning, Kids, guardians, grandchildren, Life Insurance, attorney, David Feakes, Financial Planning, inheritance

Teenager + Earned Income = Roth IRA

If your teen made money last year, open a Roth IRA in their name.

College Planning, Retirement Planning, Tax Planning, Your $ Your IndependenceGlenn BrownApril 1, 2019IRAs, Roth IRA, Kids, Investing, Financial Planning, College Planning, Financial Aid, tax planning, Gifting

Teaching Your Kids About Money

Fun ways to embrace budgeting, power of saving & philanthropy.

Budgeting, College Planning, PhilanthropyGlenn BrownMarch 1, 2019Kids, College Planning, Your Money Your Independence, Philanthropy, Budget, Savings, Sandwichers, children, family, grandchildren, Minors, Interest Rates

(Back To) School Savings - Knowledge on 529 Plans

Seems like yesterday whispering Bowie’s “Changes” as a lullaby, in 12 years our baby is touring colleges and dreaming of possibilities.

College Planning, Tax Planning, Your $ Your IndependenceGlenn BrownSeptember 5, 2018529, College Planning, Tax Planning, Tax Cuts and Jobs Act of 2017, Best Practice, Local Town Pages, Your Money, Your Money Your Independence

Determining Your Interests on Interest Rates

Yes interest rates are rising. Instead of forecasters, focus on how to evaluate the impact to you, your family, business and portfolios in order to seek opportunities and mitigate risks.

Retirement Planning, College Planning, Economics 101Glenn BrownAugust 16, 2018Financial Planning, Investment Management, Savings, Interest Rates, Fed, Economy, Debt Management

Estate Planning: Evolve Beyond “Death & Taxes”

Couples in their 30’s and 40’s with young families often view estate planning as “death & taxes” and think to do it when their old, like their parents age. Big mistake.

Grandparents: Stretching Is Good For Health, What About Your IRA?

If you choose a very young beneficiary, such as a grandchild, funds in your IRA could compound substantially over their lifetime and provide flexibility to help pay for expenses, like college, along the way.