November isn’t just about turkey, travel and Black Friday — it’s your financial checkpoint. Review goals, lock in tax moves, and get ready for 2026 before year-end chaos sets in.

Maximize your 2026 benefits—choose between traditional plans or HDHPs with HSAs to save money now and grow your savings for the future.

Wait until December, you risk falling into the apathy and distractions common from Thanksgiving to the New Year. Do you want that for your finances?

Open enrollment can be perplexing for many is analyzing High Deductible Health Plans (HDHP) and their tax savings counterpart, Health Savings Accounts (HSAs).

While 2022 has been a challenging investment environment, it has been a fantastic year to see the benefits of executing financial plans over the past few years. 

Over past year, health insurance prices have increased 3X to US inflation. It’s time to fully understand HDHP, HSA and how to do your cost/benefit analysis.

HSA can offer “triple tax benefits”: tax-free contributions, tax-free earnings, and tax-free distributions.