Planning without compromise
Invest with us or elsewhere.
Personal relationship with a Certified Financial Planner™.
Proactive to change and opportunities as they arise.
Expert advice on all financial goals.
Gain clarity, education and confidence.
No commissions. No hidden fees. No conflicts of interests.
What to expect
Explore the 5 phases of PlanDynamic’s planning process with your personal CFP®.
Talk & Decide
Have complimentary video or phone consultation to discuss your goals.
Share your current efforts and thoughts, understand how we work and can help.
Learn which may be best for you: Planning, Portfolios or both through our PlanDynamic Program.
Decide how, or even if, PlanDynamic can help you and the best way to move forward.
Gather & Onboard
Complete our Advisory Onboard together.
We ask questions with purpose and gather comprehensive data.
Understand past experiences, actions, influences and current views.
Create your vision with goals prioritized and a focus on why.
Integrate your vision, data and our technology for interactive financial planning.
Gain an understanding of what is important, where you are today and a vision for tomorrow.
Plan & Build
A financial plan can be overwhelming given all it encompasses. To simplify, we deliver a needs analysis on three key priorities with tasks and timelines.
We advise and educate on all 6 areas of financial planning.
income needs analysis • income & distribution strategies • maximizing employer benefits • 401(k) plans • HSAs (health savings accounts) • SEP, Roth & Traditional IRAs • Social Security • Medicare • Medicaid
portfolio and risk analysis • asset allocation • growing income streams • investment & advisor fees • portfolio construction • 529 college savings plans • taxation
Cash flow and debt management
budgeting • emergency savings levels • mortgages & refinancing • student loans • financial aid • credit analysis • credit score techniques • unsecured loans
tax reduction techniques • Roth conversions • ESPP (employee stock purchase plans) • RSU (restricted stock units) • taxation in retirement • taxation on inheritance
life & term insurance • health care plans • long-term care • key employee insurance • succession planning • Medicaid eligibility • property and casualty • disability
multi-generational planning • wills & trusts • elder care for parents • guardianship of kids • gifting • probate • durable power of attorney • health proxy
As tasks are completed, we'll track your progress together. When you accomplish a goal, we'll design the next goal to build upon momentum.
Have comprehensive view to all financial aspects of your life. More importantly, know where to start, what needs to be done, how to measure progress and have ongoing, interactive Certified Financial Planner™ relationship.
Enjoy & Evolve
We customize interactive technology for needs now and in the future.
Help you evolve and think differently about goals, ways to impact and achieve.
Take measured steps to enjoy the journey.
Your plan dynamic
Access your big picture in real-time, have expert support to save time and focus on your why behind financial independence.
Monitor & Sustain
Change happens, be proactive to it.
We monitor your financial picture, discuss where they may be opportunities, how to mitigate risks and plan for the unexpected.
With shared technology access and your personal CFP®, we make it easy to discuss what's on your mind or make timely decisions.
Continue to confidently make informed decisions to sustain your vision and independence.