Your plan dynamic.

 

Aligns technology, investing and financial planning expertise to your shared vision.

Giving you time now to enjoy your why behind financial independence. 

 
 
 
 
 
 

Planning without compromise

  • Invest with us or elsewhere.

  • Personal relationship with a Certified Financial Planner™.

  • Proactive to change and opportunities as they arise.

  • Expert advice on all financial goals.

  • Gain clarity, education and confidence.

  • Fee-only fiduciary.

  • No commissions. No hidden fees. No conflicts of interests.

 
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Living a lifetime in extreme frugality is NOT financial independence.

Where is the independence if you can’t financially:
- grow a family
- pay for education
- care for an aging parent
- treat new health issues
- insure for the unexpected
- start a non-profit
- generate new income streams
- expand a business?

By not planning for these things, many pursuing financial independence fail.

’Evolve Your Financial Independence’ is about adaptability, taking measured risks and enjoying a big picture view. We believe this allows you to sustain and share independence as changes, pursuits and relationships evolve.
— Glenn Brown, CFP®, CRPC®, Owner of PlanDynamic

 
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What to expect

Explore the 5 phases of PlanDynamic’s planning process with your personal CFP®.


PHASE 1:

Talk & Decide

Have complimentary video or phone consultation to discuss your goals.

Share your current efforts and thoughts, understand how we work and can help.

Learn which may be best for you: Planning, Portfolios or both through our PlanDynamic Program.  

Your way

Decide how, or even if, PlanDynamic can help you and the best way to move forward.


PHASE 2:

Gather & Onboard

Complete our Advisory Onboard together. 

  • We ask questions with purpose and gather comprehensive data.

  • Understand past experiences, actions, influences and current views.

  • Create your vision with goals prioritized and a focus on why.

  • Integrate your vision, data and our technology for interactive financial planning.

Learn more about our Advisory Onboard.

Your knowledge

Gain an understanding of what is important, where you are today and a vision for tomorrow.


PHASE 3:

Plan & Build

A financial plan can be overwhelming given all it encompasses. To simplify, we deliver a needs analysis on three key priorities with tasks and timelines.

We advise and educate on all 6 areas of financial planning.

Retirement planning
income needs analysis • income & distribution strategies • maximizing employer benefits • 401(k) plans • HSAs (health savings accounts) • SEP, Roth & Traditional IRAs • Social Security • Medicare • Medicaid

Investments
portfolio and risk analysis • asset allocation • growing income streams • investment & advisor fees • portfolio construction • 529 college savings plans • taxation

Cash flow and debt management
budgeting • emergency savings levels • mortgages & refinancing • student loans • financial aid • credit analysis • credit score techniques • unsecured loans

Tax planning
tax reduction techniques • Roth conversions • ESPP (employee stock purchase plans) • RSU (restricted stock units) • taxation in retirement • taxation on inheritance

Risk management
life & term insurance • health care plans • long-term care • key employee insurance • succession planning • Medicaid eligibility • property and casualty • disability

Estate planning
multi-generational planning • wills & trusts • elder care for parents • guardianship of kids • gifting • probate • durable power of attorney • health proxy

As tasks are completed, we'll track your progress together. When you accomplish a goal, we'll design the next goal to build upon momentum.

Your guidance

Have comprehensive view to all financial aspects of your life. More importantly, know where to start, what needs to be done, how to measure progress and have ongoing, interactive Certified Financial Planner™ relationship.


PHASE 4:

Enjoy & Evolve

We customize interactive technology for needs now and in the future.

Help you evolve and think differently about goals, ways to impact and achieve.

Take measured steps to enjoy the journey. 

Your plan dynamic

Access your big picture in real-time, have expert support to save time and focus on your why behind financial independence.


PHASE 5:

Monitor & Sustain

Change happens, be proactive to it.

We monitor your financial picture, discuss where they may be opportunities, how to mitigate risks and plan for the unexpected.  

With shared technology access and your personal CFP®, we make it easy to discuss what's on your mind or make timely decisions.

Your confidence

Continue to confidently make informed decisions to sustain your vision and independence.


 

We will help you

think different.
focus on your why.
enjoy the journey.

 

Have a goal from your vision of independence?
Take this first step, then schedule a free consultation.