Posts tagged Spending
Frugal February… A Different Take, One That’s Sustainable.
Frugal February… A Different Take, One That’s Sustainable.

Many use Frugal February as a month to not spend. While noble, how sustainable is this for improved outcomes Instead, let’s discuss actions that provide yearlong benefits plus a better time to start. 

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Budgeting, College Planning, Debt Management, Insurance, Investing, Retirement, Retirement Planning, Small Business, Tax Planning, Work Benefits, Your $ Your IndependenceGlenn BrownFrugal February, Budget, Savings, Savings Prioritization, Spending, Experience Spending, Planning for Unexpected, Tax Deadlines, taxes, Tax Planning, Tax-Loss Harvesting, Taxes, Home Equity Line of Credit, Credit, Access to Equity, Focus on your why, Retirement, F.I.R.E., Insurance, Auto Insurance, Homeowners Insurance, Credit Cards, Automatic Payments, Subscriptions, Purge, Storage, Feng Shui, Best Practice
If You Fail To Plan, You Are Planning To Fail.
If You Fail To Plan, You Are Planning To Fail.

Starting the New Year with the same old resolutions? Let’s recognize questionable resolutions, including three destined for failure, plus what should be considered for successful planning outcomes. 

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Debt Management, Budgeting, Investing, Retirement, Retirement Planning, Tax Planning, Work Benefits, Your $ Your IndependenceGlenn BrownFinancial Independence, New Year, Resolutions, Planning for Unexpected, Estate Planning, Tax Planning, Retirement, Financial Planning, College planning, Savings, Savings Prioritization, Investing, Debt Management, Student Loans, Student Debt, HELOC, Semi-Retirement, Access to Equity, Best Practice, Budget, Income Streams, Work Benefits, n, Real Estate, Spending
Secure Act 2: Electric Boogaloo?
Secure Act 2: Electric Boogaloo?

Sequels aren’t always a good thing, yet Congress has brought Secure Act 2 - reviewing the good, bad, and breakin’ star.

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Your $ Your Independence, Work Benefits, Tax Planning, Retirement Planning, Retirement, Investing, Debt ManagementGlenn BrownSECURE Act, Savings, Spending, RMD, Retirement, Roth IRA, Roth Conversion, IRA Withdrawals, Stretch IRA, Traditional IRA, SEP-IRA, Catch-up, 529 Plan, 401(k), Solo K, Age 73, 10-Year Rule, College, children, Entitlements, IRAs, Investing, IRA Contributions, 401k Match
New Year, New You… Not True?
New Year, New You… Not True?

Resolutions to improve your financial situation similar to one’s made last year? Here’s how and why to consider actions and timeframes, instead of focusing on desired outcomes.


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Budgeting, Debt Management, Investing, Retirement, Retirement Planning, Tax Planning, Work BenefitsGlenn BrownBudget, Best Practice, Debt Management, Rebalancing, Employee Benefits, Economy, Financial Planning, Focus on your why, family, Semi-Retirement, Retirement, Roth IRA, Student Debt, Goals, Joy, Resolutions, 401(k), Work Benefits, Markets, Local Town Pages, Investing, Portfolios, Priorities, Spending, Savings, Tax Planning, Traditional IRA, Total Return, Your Money Your Independence, Your Money, Year-End, New Year
Perfection is the Enemy of Good, Focus on Executing Improvements.
Perfection is the Enemy of Good, Focus on Executing Improvements.

While 2022 has been a challenging investment environment, it has been a fantastic year to see the benefits of executing financial plans over the past few years. 

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Investing, Retirement, Retirement Planning, Tax Planning, Work Benefits, Your $ Your Independence, Small BusinessGlenn BrownAsset Allocation, Best Practice, Rebalancing, Debt Management, Cash Flows, Capital Gains, Contribution Limits, Employee Benefits, Economy, Entitlements, IRA Contributions, Investing, 401(k), Work Benefits, Local Town Pages, Inflation, Open Enrollment, Pro-rata rule, Priorities, Portfolios, Required Minimum Distributions, Savings, Tax Planning, Traditional IRA, 403(b), 457, Spending, tax planning, Investment Management, Wash Sale, Tax-Loss Harvesting, Tax Deadlines, taxes, Roth IRA, Roth Conversion, Taxes, Your Money Your Independence, Year-End
Never ask, “Where do you want to go to college?”
Never ask, “Where do you want to go to college?”

Take control, don’t be another victim to make your teen happy… spending won’t make them happy.

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College Planning, Budgeting, Debt Management, Investing, Your $ Your IndependenceGlenn BrownBudget, Best Practice, Debt Management, College, children, Cash, Children, Tuition, ROI, Refinancing, College Planning, Financial Planning, Financial Aid, FAFSA, EFC, Focus on your why, Financial Independence, Grants, Giving, Goals, Gifting, High School Students, Inflation, Raising Kids, Kids, Local Town Pages, Net Price Calculators, NPC, Investment Management, Investing, Priorities, Student Debt, Savings, Student Loans, Spending, Sandwichers, Social Media, Tax Planning, Teenager, Total Return, Your Money Your Independence, taxes, Expected Family Contribution
Enjoy Every Sandwicher Moment.
Enjoy Every Sandwicher Moment.

This month celebrates those caring for their young children and aging parents simultaneously - Sandwichers.

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Estate Planning, Investing, Retirement Planning, Tax Planning, Your $ Your Independence, Budgeting, College PlanningGlenn BrownAging Parents, attorney, Elder Care Law, Tax Planning, Capital Gains, Best Practice, Beneficiaries, Budget, Debt Management, Probate, College, children, Cash Flows, Caring for aging parents, Local Town Pages, Daycare, Medicare, Dependent Care, Long-Term Care, Health Care, Medical Expenses, Death Tax, Guardianship, guardians, Estate Planning, Estate Tax, Entitlements, family, Focus on your why, Financial Planning, grandchildren, Goals, Giving, Gifting, Savings, Teenager, Health, Health Insurance, Home Ownership, Inflation, Investing, inheritance, Raising Kids, Kids, Markets, Will, Life Insurance, College Planning, Multi-Generational Planning, Mortgage, Minors, Income Streams, Investment Management, Joy, House, Portfolios, Social Security, Priorities, Spending, tax planning, Trusts, Total Return, Trustee, taxes, Your Money Your Independence, Education
Book Travel Now - Time for Experience Spending
Book Travel Now - Time for Experience Spending

My PSA for those adhering to a financial plan: Book your travel now.

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Budgeting, Your $ Your IndependenceGlenn BrownSandwichers, Budget, Best Practice, Debt Management, Financial Independence, family, Focus on your why, Financial Planning, children, grandchildren, Kids, Raising Kids, Cash Flows, College Planning, Goals, Joy, Local Town Pages, Priorities, Savings, Spending, Experience Spending, Economy, Teenager, Your Money Your Independence
Resolutions Gone Bad: Rein In Your New Year.
Resolutions Gone Bad: Rein In Your New Year.

How to make financial resolutions that lead to successful planning outcomes.

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Debt Management, College Planning, Investing, Retirement Planning, Tax Planning, Your $ Your Independence, Retirement, BudgetingGlenn BrownAsset Allocation, Sandwichers, taxes, Budget, Best Practice, Rebalancing, Debt Management, children, Children, Cash, Cash Flows, Dividend Growth, family, Focus on your why, Financial Planning, Fee-Only Fiduciary, Financial Independence, Goals, IRA Contributions, Income Streams, Investing, Investment Management, Joy, Kids, Markets, 401(k), Work Benefits, Local Town Pages, Priorities, Portfolios, Pension, Savings, Spending, Tax Planning, Total Return, tax planning, Your Money Your Independence, HELOC, Mortgage, Home Equity Line of Credit, Retirement, Resolutions, Experience Spending, Taxes, Year-End, Your Money
Take this job and shove it!? Measure twice, cut once.
Take this job and shove it!? Measure twice, cut once.

May be good reasons to change jobs or quit, best to remove emotions and seek validation before resignation.

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Budgeting, Work Benefits, Small Business, Your $ Your Independence, Retirement PlanningGlenn BrownSandwichers, Budget, Best Practice, Debt Management, children, Cash Flows, Local Town Pages, Employee Benefits, Economy, Economics, Work Benefits, Focus on your why, Financial Planning, family, FSA Dependent Care, Financial Independence, WFH, Goals, Health Plans, HELOC, Healthcare, Health, Home Office, Inflation, Income Streams, IRA Withdrawals, Raising Kids, Life Insurance, Mortgage, Interest Rates, House, Priorities, Refinancing, Retirement, Savings, Spending, Tax Planning, Your Money Your Independence, taxes, Taxes, tax planning, Year-End
Why worry or fight? Have the money talks without the walk.
Why worry or fight? Have the money talks without the walk.

How to have open discussions about finances for a healthy relationship.

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Budgeting, Debt Management, Insurance, Investing, Retirement, Retirement Planning, Tax Planning, Your $ Your IndependenceGlenn BrownSandwichers, Budget, Best Practice, Debt Management, children, Cash Flows, Financial Planning, Financial Independence, family, Focus on your why, Goals, Health, Joy, Raising Kids, Priorities, Retirement, Savings, Spending, Your Money Your Independence, Local Town Pages