While cash or gift cards are always appreciated, consider something with lasting value that can help launch college and high school graduates towards financial independence.

July is National Sandwich Generation Month, celebrating approximately 15% of Americans between ages 40-60 sandwiched between caring for their young children and aging parents at the same time.

Or Not!

MA House Speaker Ronald Mariano explains how MA legislature failed to pass an economic development plan which included changing outdated estate tax laws that just days before had the support of both the Democratic Senate and House, in addition support from Republican Governor Charlie Baker.

This month celebrates those caring for their young children and aging parents simultaneously - Sandwichers.

Financial literacy doesn’t equate to understanding value or making good, responsible decisions.

My PSA for those adhering to a financial plan: Book your travel now.

Roth IRA for Kids can save for retirement, qualified educational expenses and introduce personal investing.

Technology and legislation are removing procrastination from developing your holistic estate plan.

College Planning is more than 529s and student loans, focus on how to take less of each.

Think your taxes or tax rate will be higher in retirement? Consider a Roth Conversion strategy.

Use money as a tool, over time you’ve viewed as the sum of their experiences.

A plan is not a buy-and-hold investment, it needs to be dynamic as you evolve.