Ten Years Gone: People Evolve, Plans Should Too.

A plan is not a buy-and-hold investment, it needs to be dynamic as you evolve.

PlanDynamic, Your $ Your Independence, Tax Planning, Retirement Planning, Work Benefits, Small Business, Investing, Insurance, Estate Planning, BudgetingGlenn BrownJanuary 7, 2020Aging Parents, Sandwichers, Tax Planning, family, Savings, HSA, RSUs, Financial Independence, Financial Planning, Student Loans, 40's, 401(k), Work Benefits, Pension, Life Insurance, Cash Flows, Budget, Roth IRA, Roth Conversion, PMI, House, Student Debt, Newborn, 529 Plan, FSA Dependent Care, Refinancing, Mortgage, ESPP, Estate Planning, POAs, guardians, Guardianship, Long-Term Care, Elder Care Law, Raising Kids, Multi-Generational Planning, Best Practice, Debt Management, children, Caring for aging parents, Employee Benefits, FSA, Focus on your why, Fee-Only Fiduciary, grandchildren, Health Savings Accounts, IRAs, Investing, Kids, Local Town Pages, Health Plans, Medicare, Small Business Owners, Portfolios, Priorities, Retirement, Your Money Your Independence, Year-End

Roth Conversion: Wrap Up Your Tax Year

Pay the IRS a tax for the gift of tax-free retirement growth.

Tax Loss Harvesting: Be Thankful & Mindful

Balance portions and portfolios to enjoy tax-time desserts.

Investing, Retirement Planning, Your $ Your Independence, Tax PlanningGlenn BrownNovember 5, 2019Tax-Loss Harvesting, Tax Planning, Investing, Investment Management, Rebalancing, Portfolios, Best Practice, Financial Planning, Wash Sale, Capital Gains, Asset Allocation, Your Money Your Independence, Year-End

Work Benefits: Enroll Into Your HSA

Be healthy, wealthy and wise… fund your HSA.

Tax planning in September? You should and here’s why.

Now, not December or April, is an opportune time.

Are you a Sandwicher? Embrace it!

In planning for 3 generations, ways to embrace communication and change.

Teenager + Earned Income = Roth IRA

If your teen made money last year, open a Roth IRA in their name.

College Planning, Retirement Planning, Tax Planning, Your $ Your IndependenceGlenn BrownApril 1, 2019IRAs, Roth IRA, Kids, Investing, Financial Planning, College Planning, Financial Aid, tax planning, Gifting

Tax Planning Today for Tomorrow's Retirement Income

It’s great that you’re saving for retirement. Are you also tax planning on your income in retirement? Here’s things to consider today.

Estate Planning, Retirement, Retirement Planning, Tax Planning, InsuranceGlenn BrownJanuary 14, 2019Required Minimum Distributions, Retirement, tax planning, Social Security, Roth IRA, 401(k), Traditional IRA, Roth Conversion, Estate Planning, Life Insurance

Outlooks for 2019, Do They Matter?

New year, new positioning. The investment community loves annual outlooks. Do you act or let them become part of your past, like Sears Wish Books?

Your $ Your Independence, Investing, Retirement Planning, Tax Planning, BudgetingGlenn BrownJanuary 1, 2019tax planning, Investing, Economy, Financial Independence, Best Practice, Your Money Your Independence, Markets, Economics

Making a List, Checking It Twice?

Don’t let these year-end opportunities pass, be proactive with your to-do list.

HSA & HDHP - Alphabet Soup of Work Benefits

Work benefits are complicated, including High Deductible Health Plans (HDHP). Health Savings Accounts (HSA) can be utilized to your advantage for savings and tax planning.

Your $ Your Independence, Work Benefits, Tax Planning, Small Business, Retirement Planning, BudgetingGlenn BrownNovember 16, 2018HSA, Health Savings Accounts, tax planning, FSA, HDHP, Health Plans, Contribution Limits, Health, Health Care, Medicare

Bond Yields: Sought By Many, Understood By Few

There’s more to investing in bond funds, ETFs and portfolios than just asking for the yield.

Investing, Retirement Planning, Tax Planning, Economics 101Glenn BrownNovember 1, 2018Bonds, Investing, Investment Management, Yields, Bond Portfolios, SMA, ETF, Total Return, Yield-To-Maturity, Yield Curve

(Back To) School Savings - Knowledge on 529 Plans

Seems like yesterday whispering Bowie’s “Changes” as a lullaby, in 12 years our baby is touring colleges and dreaming of possibilities.

College Planning, Tax Planning, Your $ Your IndependenceGlenn BrownSeptember 5, 2018529, College Planning, Tax Planning, Tax Cuts and Jobs Act of 2017, Best Practice, Local Town Pages, Your Money, Your Money Your Independence

Philanthropy Evolved: Private Foundations

Like being philanthropic? Who doesn’t. What happens when your gifting becomes large enough to set your own terms? An introduction to private foundations.

Philanthropy, Tax PlanningGlenn BrownJuly 16, 2018Private Foundations, Philanthropy, Gifting, Tax Planning

Estate Planning: Evolve Beyond “Death & Taxes”

Couples in their 30’s and 40’s with young families often view estate planning as “death & taxes” and think to do it when their old, like their parents age. Big mistake.

Grandparents: Stretching Is Good For Health, What About Your IRA?

If you choose a very young beneficiary, such as a grandchild, funds in your IRA could compound substantially over their lifetime and provide flexibility to help pay for expenses, like college, along the way.